Get advice from an IFA
If you want to get personal advice about something to do with your pension, you might want to speak to an independent financial adviser. You’ll have to pay for their advice, but your pension is a valuable benefit, so you should find it’s money well spent.
You can find an independent financial adviser near you at moneyadviceservice.org.uk.
Don’t accept any offers of advice from people who contact you out of the blue – they could be a scammer. Advisers must be registered by the Financial Conduct Authority (FCA). You can quickly check if an adviser is genuine by calling the FCA on 0800 111 6768.